I’m studying for my Nursing class and need an explanation.
Respond to this prompt and to at least two of your classmate’s posted responses by the due dates in the syllabus. For your responses, find at least one classmate with differing views from yours and respectfully debate your positions.
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BRIEFLY comment of the reasonableness of these statements:
- Long-term care is not covered by Medicare because relatively few older persons need this type of assistance.
- In the future as health continues to improve, even fewer people will need long-term care as part of Medicare.
- Because everyone is at risk of needing long-term care, the government should provide this type of assistance.
- Medicaid provides long-term care assistance to the truly needy and this insures that everyone who needs to be in a nursing home is provided with a room in an appropriate facility.
- Individuals who are concerned about their future needs can purchase long-term care insurance in the private market.
- Our system of long-term care involves federal and state governments and the private sector. The coordination across these groups is working well and should be continued.
Is it possible to manage Medicare and Medicaid admissions to a LTC facility in such a way that these residents (or patients) are a source of profit rather than a source of potential loss to the facility?
Elder law attorneys sometimes defend transfer of assets by arguing that Medicare treats physical illnesses differently from Alzheimer’s disease or similar impairments. Is this argument a persuasive one? If Medicare were amended to provide full coverage for Alzheimer’s disease and other related disorders that require LTC, would transfer of assets no longer be justified?